…and what you need to know to get you started toward buying your 1st home! People fear what they don’t understand.  A good example is the purchase of a home.  The average consumer knows very little regarding the home buying process.  Between finding the right house, making sure it won’t fall apart the day after […]

1. What’s the best rate I can get? Your credit score plays a big part in the interest rate for which you will qualify, as the riskier you appear as a borrower, the higher your rate will be. Rate is definitely not the most important aspect of a mortgage, however, as many rock-bottom rates often […]

How does a Separation or a Divorce affect your Mortgage? It is a very difficult time going through a separation or divorce especially if you have children.   Your home is your most valuable asset and stability for your children.  Decisions regarding possession, division of equity and liability for repayment of the mortgage loan are all […]